Fall
November 30, 2023
About the Ujima Fund’s Investments
Total Investments
![](https://freight.cargo.site/t/original/i/b41133095e4bc7fad5d12e699b22642124e14d3bceb4badb06ac22c3c3cf4826/total-investments.png)
Investments by Type
![](https://freight.cargo.site/t/original/i/c014a81d9c82e70fb4bb82e027d1de2844eb8079de6dce732b8afedab2b90dc5/Screenshot-2023-11-30-at-4.54.09-PM.png)
Note: Ujima matches loan products to align with a business’s stage of growth and dollar amount needed.
- Startup loans are made to pre-revenue businesses or businesses that have no history of sales.
- Microfinance loans are made to businesses that have history of sales but may not be profitable.
- Small business loans are made to businesses with at least 2 years of financial history.
- Growth loans are given to businesses with at least 2 years of financial history and a record of being profitable.
Ujima knows that community needs extend beyond small businesses, and also intends to invest in other community-identified needs through these two vehicles:
- Major initiatives are investments in major projects and infrastructure such as community-owned internet or alternative energy.
- Real estate investments are partnership deals, rehab, and/or acquisition real estate projects with experienced value-aligned investors.
Investments by Industry
![](https://freight.cargo.site/t/original/i/0be5bc13600f2a19eb1b7771bfc7e3f6eb46d275dee34def80d211795d46ff3a/Screenshot-2023-11-30-at-4.54.56-PM.png)
Note: These industry categories are based on the North American Industry Classification System (NAICS) codes, which is a classification of business establishments and types used by the United States government. Above we have listed the top 21 industries in the NAICS system.
About the Ujima Good Business Alliance
UGBA x Investments x Community Needs
UGBA x Investments x Neighborhood
![](https://freight.cargo.site/t/original/i/e721c5b647e394a214d6e291308caeefd9064d2a8f18b74bedd78cd799ea7fe4/Screenshot-2023-11-30-at-4.57.11-PM.png)
UGBA Members x Support Needs
![](https://freight.cargo.site/t/original/i/66899b531dd037fd5bba4c3b809026adaa7044c7ec5fac38ba1cce6391a9fa97/Screenshot-2023-11-30-at-5.00.11-PM.png)
UGBA Members: Customers & Vendors
![](https://freight.cargo.site/t/original/i/cf71e8ff0f3bb993ba02abf4e0d75b18b39133e9b83f5b2ca908f72c1b362ce8/Screenshot-2023-11-30-at-5.02.17-PM.png)
* Not including personnel and rent
UGBA Members by Sector
![](https://freight.cargo.site/t/original/i/710efc42f67f63f0d308ab8f5289dd55b43e920ce6c02076e7a84f469ebd6d65/Asset-22x.png)
UGBA: Certifications
![](https://freight.cargo.site/t/original/i/da57b194c954d5a51281cb0b6f8ea094d0a15e4e1711633cf872d1d26d2f6fc8/Screenshot-2023-11-30-at-5.09.01-PM.png)
UGBA: Community Ownership
![](https://freight.cargo.site/t/original/i/03358c01d7bbd416b77c0045b5dceb347ea9a623d2ad90e22f939baadec9455c/Screenshot-2023-11-30-at-5.10.39-PM.png)
UGBA: Workers
![](https://freight.cargo.site/t/original/i/bd20a4351190701f54c791e33a515ae0befdcf1d8a198cfeb5d26cfe8603c0b8/Screenshot-2023-11-30-at-5.11.33-PM.png)
UGBA: Good Jobs and Worker Power
![](https://freight.cargo.site/t/original/i/90985ea4c3dbb162879bed69840afdc502186f945aa7e146ad6359141484a25c/Asset-32x.png)